Payment Options and Policies

At Beeghly & Co. Jewelers, we’re committed to making your shopping experience seamless, secure, and enjoyable. Whether you're purchasing in-store or online, you'll find flexible payment options, financing plans, layaway programs, and valuable policies that reflect our dedication to quality service. Explore the details below to learn more about returns, shipping, warranties, discounts, and how we help make your dream jewelry more accessible.

As a Google Top Quality Store with hundreds of 5-star reviews, Beeghly & Co. Jewelers is committed to providing a secure, transparent, and exceptional shopping experience.

💳 Accepted Payment Methods

We joyfully accept the following methods as payment for our fabulous treasures:

• Cash
• Checks - Personal or Business
• Credit Cards - Visa, Mastercard, Amex, Discover, Diners Club
• Apple Pay
• Pay Pal
• Shop Pay
• G Pay
• Venmo

These flexible jewelry payment options allow you to shop with confidence and ease at Beeghly & Co. Jewelers.

💰 Jewelry Financing Options – Wells Fargo & Affirm

Do you have the perfect piece of jewelry in mind to celebrate a moment but worried it might be a stretch right now?

At Beeghly & Co. Jewelers, we are pleased to offer flexible jewelry financing solutions so you can celebrate life’s milestones without delay.

🛍️ Affirm – Pay Over Time

Prefer a simpler option during online checkout? Choose Affirm to split your jewelry purchase into predictable monthly payments—with no hidden fees and no surprises.

Benefits of Affirm:

• Quick application directly at checkout
• No late fees or compounding interest
• Transparent terms and real-time approval

Subject to eligibility. Payment options through Affirm are provided byaffirm.com/lenders.

🎁 Beeghly & Co. Jewelers Gift Cards

In a pinch or shopping for someone who is particular? Gift cards are an excellent option; they never expire, and we will even dress them up with our signature gift wrapping.

Beeghly & Co. Jewelers gift cards are ideal for birthdays, anniversaries, or simply letting someone pick out their own favorite piece.

Perfect for those searching jewelry gift cards with no expiration or a last-minute yet thoughtful gift option.

🏷️ Exclusive Jewelry Discounts & Incentive Programs

At Beeghly & Co. Jewelers, we value the contributions of those who serve, protect, and educate our communities. Our exclusive incentive programs are offered to students, educators, first responders, and military personnel as a token of our appreciation. Currently, these discounts are available in-store only. If you're interested in taking advantage of one of these programs online, please contact us and we’ll be happy to assist you.

🎓 Collegiate Incentive Programs

While we directly participate in established programs with our local universities, such as the Pitt Plus and Griffin Advantage Programs, we also extend these discounts to all collegiate students and educators. Simply present your valid college identification credentials to receive the discount in-store.

Pitt Plus Program

Sponsored by the Student Government Association at the University of Pittsburgh at Greensburg, this program provides a 10% discount on merchandise purchases for students, faculty, and staff who show their Pitt ID. Some exclusions apply.

Griffin Advantage Program

Available to Seton Hill University students, faculty, and staff. Show your Seton Hill ID and receive a 10% discount on merchandise purchases. Some exclusions apply.

🎖️ Military & First Responder Discount

Beeghly & Co. Jewelers is a proud supporter of our U.S. Military and community first responders. As some of our own friends and family serve, we understand their commitment firsthand.

We extend a 10% discount on merchandise purchases to personnel in every branch of the Service. Simply present your military identification. Some exclusions apply.

These jewelry discount programs are a small way for us to say thank you.

💎 Diamond Upgrade & Trade-In Program at Beeghly & Co. Jewelers

Do you have a diamond you no longer need or want? Or are you simply ready for an upgrade?

Either way, Beeghly & Co. Jewelers is here to help with our Diamond Upgrade and Trade-In Program—designed to grow with you and your milestones.

💎 Upgrade Your Diamond – 100% Trade-In Value

We make it easy to upgrade your Beeghly & Co. Jewelers diamond while protecting your investment. Here’s the good news:

• Any natural diamond purchased from Beeghly & Co. Jewelers' inventory that is 0.25 carat or larger will receive 100% of the original purchase price as a credit toward another diamond.
• The price of the new diamond must be at least twice the price of your original diamond.
• All diamonds will be inspected for damage to verify that their condition matches that at the time of purchase.
• If your diamond was accompanied by a Diamond Grading Report, the original must be returned in reusable condition or fees may be applied to replace it.

💍 What about your setting?

If your diamond is currently set in jewelry:

• We will quote a separate price for the setting, or
• We can return the setting to you, or
• In some cases, we may be able to modify the existing setting to accommodate your new diamond.

Upgrading your diamond is a fabulous way of letting your jewelry change with you.

🔁 Trade In a Diamond – Even If You Didn’t Buy from Us

Even if your diamond wasn’t purchased from us, we’ll still offer you the best possible trade-in value toward a new Beeghly & Company diamond. Here’s how it works:

• Our Graduate Gemologists will evaluate your diamond to determine its quality grade and size.
• If you have a diamond certification from an accredited gemological lab, please bring it with you—it helps with
  accurate assessment.
• Chipped, cracked, or damaged diamonds will be evaluated based on estimated quality grades, carat weight, and the labor required for re-cutting or repair.
• If the diamond is set in jewelry there are three options: We will quote a separate price for the setting, return it to you upon request, or In some cases, modify the setting to fit your new diamond.

Please note: Diamond trade values are not transferrable to third parties.

✨ Why Upgrade or Trade Your Diamond?

Your lifestyle and style preferences may change with time. Upgrading your diamond is a meaningful way to let your jewelry evolve with you.

Stop in today for a quote—we would love to help you find a fabulous new Beeghly & Co. diamond, right here in Western Pennsylvania.

🧾 Sales Terms & Conditions

All merchandise on our website is subject to prior sale. We strive to display only merchandise that is available for purchase from either our stock or by special order from one of our suppliers. Despite our best efforts, occasionally we may list an item that is unavailable.

We work hard to ensure all product details are accurately listed on our website; however, there may be errors in product descriptions and/or images. We reserve the right to change product details and images at any time at our discretion.

Product pricing is subject to change at our discretion. We reserve the right to cancel an order and refund the customer’s money if we find that a price was listed incorrectly.

These sales policies ensure a transparent shopping experience for customers browsing fine jewelry online.

📦 Shipping Information for Jewelry Purchases

Most items will be shipped within 48 hours or two business days. If an item is ordered after 3 p.m. EST, we will consider the order received the next business day.

In some instances, order and payment processing may take up to 24 hours and may delay shipment. If an item is being sized, engraved, or altered, shipment may be delayed.

We offer the following delivery methods for merchandise purchased online or in-store, shipped to addresses in the continental United States only.

Please note: Beeghly & Co. Jewelers does not ship internationally or to post office addresses.

This policy ensures timely and secure jewelry shipping and delivery for all our customers.

🎁 Gift Wrapping and Additional Shipping Charges

Gift wrapping is always complimentary. However, if gift wrapping is requested for an item being delivered, the shipping charge may be more than is noted above. These rates are subject to change without notice.

💸 Out-of-State Purchases and Use Tax Responsibility

If merchandise is shipped outside of Pennsylvania and—at your request—sales tax is not charged at the time of purchase, you may still be liable for a state use tax in your home state.

🔁 Exchanges & Returns – Our Guarantee to You

At Beeghly & Co. Jewelers, your satisfaction is our priority. Every purchase is backed by our commitment to excellence—you simply must be thrilled! If you or your loved one is not completely delighted with your purchase, you may exchange or return it for a full refund within thirty (30) days, provided the item has not been worn.

We stand behind our jewelry and our service—with the reputation of a Google Top Quality Store and the trust of thousands of happy customers.

✅ Return Conditions

To qualify for a return or exchange:

• The sales receipt must be presented with the item.
• The item must be in its original, new condition.
• The item must include the original box, warranty cards, and certificates.
• We do not accept returns on items that: Have been visible worn. Have been sized, engraved, or otherwise altered by us or a third party.
• Special orders or custom jewelry pieces.

Items may be returned in-store or by mail to the following address:

Beeghly & Co. Jewelers
P. O. Box 57 , Greensburg, PA 15601

• The customer is responsible for return shipping.
• Beeghly & Co. Jewelers is not responsible for lost packages, so please insure all return shipments.
• Returns may take up to two weeks to process and approximately one month to appear on your credit card statement.

🔒 Security Tip: For your protection, we recommend addressing return packages to “Beeghly & Co.” only—please avoid including the word “Jewelers” on the label to reduce the risk of theft during shipping.

If you prefer store credit instead of a refund, just let us know—we’ll be happy to issue store credit that never expires.

🛡️ The Beeghly & Co. Jewelers - Jewelry Warranty

Every piece of jewelry from Beeghly & Co. Jewelers is backed by our one-year warranty—a testament to our commitment to quality and customer care. Backed by a Google Top Quality Store badge, our one-year warranty is just one of the many ways we ensure your confidence in every Beeghly & Co. purchase.

✅ What’s Covered

All jewelry purchases at Beeghly & Co. Jewelers come with a one-year guarantee against any material or manufacturing defect that compromises the integrity of the jewelry purchased.

If your jewelry has an issue outside of the warranty period, we will work with you to discern the best course of action.

💎 Your jewels purchased at Beeghly & Co. Jewelers will always have a home!

At our discretion, we will repair or replace the item that is under guarantee.

🚫 What’s Not Covered

• Any item that displays damage due to abuse or misuse is not covered.
• Work performed by anyone other than Beeghly & Co. Jewelers will void any and all warranties, expressed or implied.

🧼 Complimentary Jewelry Cleaning & Inspection

Jewelry is meant to be worn and enjoyed. To help keep it in excellent condition:

• We recommend having your jewelry professionally cleaned and inspected every six months.
• This service is offered to our customers free of charge.
• See our pages on Jewelry Care and Cleaning & Inspection for expert guidance.

📋 Protecting Your Jewelry with Insurance

Due to lifestyles and the delicate nature of fine jewelry, it can be susceptible to theft, loss, or accidental damage.

We hope your Beeghly & Co. Jewelers purchase brings joy for generations to come. That’s why we recommend obtaining jewelry insurance.

As a benefit to you, we offer:

• Complimentary insurance replacement appraisals on purchases over $500.

See our Gemological Services & Appraisals page for more information.